Important Disclaimer

Last updated: January 3, 2026

ForgeCoach is NOT a Substitute for Professional Help

ForgeCoach uses artificial intelligence to provide educational content about personal growth, productivity, financial literacy, and skill-building. This is NOT medical advice, psychological advice, specific financial advice, legal advice, or professional counseling.

Education vs. Advice

ForgeCoach teaches concepts and frameworks to help you learn and grow. We do NOT prescribe specific actions or give personalized advice in regulated areas.

What we DO (Education):

  • Teach financial concepts (compound interest, budgeting frameworks)
  • Explain career development strategies
  • Share productivity and time management techniques
  • Provide communication skill-building exercises

What we DON'T DO (Advice):

  • Recommend specific investments or financial products
  • Diagnose or treat medical/mental health conditions
  • Provide legal guidance
  • Replace licensed professional services

Beta Service

ForgeCoach is currently in BETA. This means the service is provided on an "as-is" and "as-available" basis. Features may change, break, or be removed without notice. Data may be lost. By using this beta service, you accept these risks.

When to Seek Professional Help

You should consult appropriate professionals if you:

  • Are experiencing mental health challenges, depression, or anxiety
  • Have thoughts of self-harm or suicide
  • Need medical advice or treatment
  • Need financial or legal advice
  • Are in crisis or emergency situations
  • Need specialized professional guidance

Crisis Resources

If you are in crisis or need immediate help:

  • Emergency: Call 911 (US) or your local emergency number
  • Suicide Prevention: Call or text 988 (US) or visit 988lifeline.org
  • Crisis Text Line: Text HOME to 741741

AI Limitations

Our AI:

  • Cannot assess your individual situation in person
  • Cannot diagnose medical, mental health, or other conditions
  • May generate suggestions that are not appropriate for your specific situation
  • May produce inaccurate, incomplete, or potentially harmful information
  • Is not a replacement for professional advice or care
  • Should not be relied upon for important life decisions without professional consultation

Your Responsibility

By using ForgeCoach, you acknowledge that:

  • You are solely responsible for your own health, safety, and wellbeing
  • You will use your own judgment before following any suggestions
  • You will seek professional help when needed
  • You assume all risks associated with implementing any suggestions
  • You are responsible for any outcomes resulting from your actions

No Guarantees

We make no guarantees about:

  • The effectiveness of any coaching suggestions
  • Achievement of your goals
  • The accuracy of AI-generated content
  • Results within any specific timeframe
  • The availability or reliability of the service

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FORGECOACH AND ITS OWNERS, OPERATORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Physical or mental injury
  • Financial loss or damage
  • Loss of data
  • Loss of income or profits
  • Emotional distress
  • Any other damages arising from your use of ForgeCoach

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO USE FORGECOACH IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS LESS.

Assumption of Risk

You expressly acknowledge and agree that your use of ForgeCoach and any actions you undertake based on information from ForgeCoach are at your sole risk. Personal development involves inherent risks and outcomes vary by individual. You voluntarily assume all such risks.

Indemnification

You agree to indemnify, defend, and hold harmless ForgeCoach and its owners, operators, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of the service, your violation of these terms, or your violation of any rights of a third party.

Changes to This Disclaimer

We may update this disclaimer at any time. Continued use of ForgeCoach after changes constitutes acceptance of the updated terms. We encourage you to review this page periodically.